620,000 SMSF trustees manage AUD $900 billion in retirement assets with the same tools as retail investors. Vestry gives you the investment discipline, governance infrastructure, and ATO compliance framework that was previously only available to family offices ten times larger.
US$199/month — Founding Member rate · No AUM percentage · No lock-in
Subscription fees may be tax-deductible against SMSF fund income · Consult your accountant
Under the Superannuation Industry (Supervision) Act 1993, every SMSF trustee must formulate, implement, and regularly review a written investment strategy that considers risk, return, liquidity, diversification, and insurance for fund members. The ATO audits compliance. The consequence of non-compliance is not administrative — it can affect the fund's complying status.
Most SMSF trustees have a one-page template from their accountant. Few have reviewed it in years. Almost none have a governance framework that connects the strategy to actual investment decisions — with documented thesis, disconfirmers, and review triggers.
Vestry changes that.
Superannuation Industry (Supervision) Act 1993 (Cth), s52(2)(f) — trustee covenants. Not legal advice. Consult your SMSF adviser.
If you run an SMSF and manage it seriously, most of it probably does.
You have a document. It says "diversified portfolio with a long-term focus." It has not been reviewed since your accountant set it up. The ATO disagrees with that approach.
You have conviction in your holdings. But there is no documented record of the thesis behind them, what would change your mind, or when you last reviewed either.
Contribution cap changes, LRBA rule updates, pension phase rule changes — found out from your accountant at tax time, not before a decision that was affected by them.
BDBN that may have lapsed. Trustee succession not documented. No family governance framework connecting the fund to the broader estate. A problem deferred is a problem compounded.
You have a view on your holdings. But what you hold, why you hold it, your review cadence, and what would change your mind exist nowhere in writing — which means your accountant and adviser are working blind.
Property, equities, cash, and alternatives across multiple platforms. Getting a real consolidated number means stitching together multiple statements — if it happens at all.
Infrastructure. Discipline. Compliance. In one platform.
Vestry's guided IPS builder walks you through the SIS Act requirements: risk tolerance, return objectives, liquidity, diversification, and insurance consideration. It produces a structured investment strategy template addressing the matters the SIS Act requires trustees to consider — built from your own stated objectives, in your own words. Every field traces to what you told the platform, not what the platform suggested — and the finished template is labelled for professional review, to be taken to your SMSF accountant to complete and adopt.
SIS Act ComplianceFor each position in your SMSF, document your investment thesis in your own words, register the disconfirmers that would break it, and set your own review triggers. Vestry surfaces these discipline tools every time you check the position — so your decisions trace back to your framework, not to the most recent price movement or headline.
Investment DisciplineVestry monitors ATO SMSF rulings, SuperStream updates, pension phase rule changes, contribution cap changes, and LRBA guidance alongside broader ASIC and regulatory developments. You see what is relevant to your fund's structure and jurisdiction profile — before it affects a decision, not after.
ATO ComplianceVestry tracks the expiry date of your Binding Death Benefit Nomination and alerts you 90 days before it lapses. A lapsed BDBN means the trustee decides who receives your superannuation death benefit — not your Will, not your stated wishes. One alert prevents one of the most common and costly estate planning failures in Australian SMSFs.
Estate GovernanceFor trustees who manage wealth across an SMSF, family trust, and personal accounts simultaneously, Vestry consolidates the complete picture. Every asset, entity, currency, and jurisdiction. A real number, readable in 90 seconds.
Wealth DashboardGrant scoped, revocable access to each adviser for exactly the data they need. Your SMSF administrator sees fund-level data. Your estate lawyer sees governance documents. Your financial planner sees the IPS. You control access. Always.
Adviser CoordinationThe gap between what SMSF trustees have and what they need is significant.
SMSF trustees have a tax advantage most SaaS subscribers do not.
Expenses incurred in managing an SMSF's investments and generating assessable income are generally deductible under Australian tax law. A platform that directly supports investment management, strategy documentation, and compliance monitoring has a strong case for deductibility at the fund's 15% earnings tax rate.
At US$199/month (approximately AUD $310 at current rates), the after-tax effective cost for an SMSF trustee is approximately AUD $263/month — before the value of compliance risk reduction and governance improvement is considered.
This is general information only — not tax advice. Deductibility depends on your fund's specific circumstances. Confirm with your SMSF accountant before claiming.
A BDBN lapses after three years in most cases unless it is non-lapsing. A lapsed BDBN means the trustee of your SMSF decides who receives your death benefit — not your Will, not your stated intentions. Ask your SMSF administrator this week: "What is the current status and expiry date of my BDBN — and is it lapsing or non-lapsing?" Vestry tracks this for you and alerts you before it lapses.
Not a fintech startup writing for a market it only reads about.
Including 18 years at Microsoft as Data Leader, Australia and New Zealand. The platform is built on a practitioner's understanding of what real principals and trustees actually need — not what the software industry assumes they need.
Active portfolio management since 2014 across commodities, APAC equities, and AI-themed assets. Every Vestry feature is pressure-tested against the real needs of a principal managing their own wealth before it reaches you.
Every existing platform was built in the US for US regulatory environments. Vestry is built for AU, SG, HK and US from day one — with ATO, ASIC, and SIS Act obligations embedded in the architecture, not bolted on after the fact.
We are accepting a small number of SMSF trustee partners for the founding cohort.
Australia · Available to SMSF trustees nationwide
Subscription fees may be tax-deductible against SMSF fund income. Consult your accountant.